The process is painless and free. We ask you to send us your income, employment history, proof of savings, and a couple of other documents, and based on this and a credit review, we can secure an official qualification and provide you with a certificate. The process takes 24-48 hours after you send us your documents, so in very little time, you'll know exactly where you stand.
Let's rephrase that question to "What if I don't get approved at this time." If for any reason you can't qualify, we'll first explore all alternate avenues, and once all options are exhausted, we just lay out the path of what you have to do to qualify in the near future. Homebuying is a journey and for some the path is just a little longer, but you will get there. We'll make sure of it.
We can "almost" qualify you without checking your credit. If you have reason to doubt that you will qualify and want to avoid pulling your credit, we can discuss it with you and review your situation to see if it will prevent you from moving forward. We can also give you a qualification opinion, but to get an approval certificate, credit must be pulled through out system.
Great question. If you don't already have a Realtor, we'll pair you with an experienced and reputable one who will take over from us and can arrange to show you homes, present your offers and give you expert advice on finding the right home. This all happens AFTER you qualify and get an approval certificate, so what are you waiting for? Click on the qualify or apply now button.
Good question. The money from one of our many down payment assistance programs is delivered to the tital or escrow agent at the time you close on your home. For obvious reasons, this is way it's been done from the beginning of time. You can imagine what would happen if we just handed checks over to everyone who qualified, right?
You bet they are! Supreme Lending is a well-known full-service mortgage lender that lends billions of dollars each year. We didn't get that way from having high rates and bad service. The Loan Arrangers Team reviews every loan and opportunity to save you money, get you the lowest payments, and finance the home you want at the best terms in the industry. We guide you, present all the options, and then help you choose what works best for you.
Experience | Knowledge | Personal Service
Although we're part of Supreme Lending, a huge multistate lender, we're a small team dedicated to giving you personal, service backed by a lifetime of experience. We don't keep banker's hours. We answer our own phone and are available when you need us. Experience the difference of having a home finance partner, not just a mortgage lender.
Bert and Saran Gonzalez